Although the facility to accept payments online goes hand in hand with an E-Commerce solution, we have yet to find the software that provides both functions in one complete package! It also gives us an opportunity to explain in more detail the different types of merchant services and online payment methods available.

If you are a business already operating in South Africa you most likely have an existing bank account and a Merchant ID which provides you with the facility to accept credit cards or handle payments via EFT. This is great as it gives you more options as to how you accept payment in an online environment.

You have a choice of how you would like the payment processed:

• Via South African bank, the funds are deposited at the end of the day and your fees are the same as if you had accepted payment in store
• Via Paypal and the funds are available for withdrawal on request
• Via an international credit card company like 2checkout and the funds are deposited into your virtual account twice a week for withdrawal on request

However, if you are a new business, at Spider Web Creations we understand the administrative minefield involved in setting up a company and are able to assist you with taking payments as soon as the website has been launched without the need for a business bank account or Merchant ID.

Contact us for assistance and we will guide you through the paperwork trail to ensure minimal delay in the process so you can focus on whats most important, growing your business.